01
Recurring Retainers
Predictable monthly income from Bronze, Silver, Gold and Enterprise packages. This is the stability foundation of an ongoing GRC relationship.
Strengthening governance.
Managing risk.
Enabling compliance.
Practical, outsourced GRC support for South African SMEs and regulated financial services businesses, built to convert regulatory requirements into working controls, registers and evidence, not just paperwork.
Who we work with.
Category I FSPs
Licence conditions, fit and proper requirements, CPD and representative oversight.
Debt Counsellors
Registration conditions, NCR reporting and debt review process controls.
Credit Providers
Affordability assessment controls, and AML obligations as accountable institutions.
Insurance Intermediaries
Binder and outsourcing arrangements, TCF outcomes and complaints handling.
Wealth Managers
Discretionary mandates, conflicts of interest and client asset oversight.
SMEs & Professional Firms
Information Officer duties, privacy governance and board accountability.
Legal & Accounting Practices
Accountable institution duties: RMCP, client due diligence and record keeping.
Not just policies.
Governance, risk and compliance requirements become more complex as a business grows, but many SMEs and smaller regulated businesses don't require, or can't yet justify, a full internal GRC team. JB Risk Management Consultants closes that gap: converting regulatory obligations into workable processes, controls, registers, monitoring routines and management information.
Controls
Preventive and detective controls mapped to each obligation.
Registers
Risk, breach, conflict and incident registers kept current.
Evidence
Defensible proof that controls actually operated.
Accountability
Named owners, due dates and escalation points.
Responsibilities
Clear role definitions across board, KI and staff.
Monitoring
Scheduled review of files, processes and regulatory evidence.
Management Reporting
Decision-ready reporting for board and management.
One outsourced GRC partner, three ways to engage.
02
Professional Services
Hourly advisory and prepaid bundles for policy reviews, process mapping, gap analyses, training and remediation, scalable without growing headcount.
03
Licensing Projects
Fixed-fee regulatory licensing and implementation engagements, from FSP applications to POPIA and AI governance builds.